We asked one client what he thought about buying Mexican Auto Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.
This was Dan’s comment:
“I’ve been driving South of the Border since the early 80’s. Nearly all vacationers plan their travel, drive to the border then remember that they need to bring Mexico auto insurance … then they go to purchase insurance at the nearest sales booth. It’s the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don’t have any way to search the insurers or the policies that sell at the border. It’s take it or forget it… the insurance coverage is a la carte, who knows what you’re actually getting, AND somehow they add additional FEES! It’s much easier to purchase online, before you leave home!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Insurance Policies.
Paper policies are issued in the old time-honored way by hand through brokers within California, Texas, and Arizona in neighborhood insurance offices or at the border and posted to Mexico, often using the US Post Office.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to cut costs, it is not uncommon to see an agency wait to mail policies until they have sold a number of them. This means that your insurance policy may be in line for a few days before it’s sent to Mexico.
Next, it can take up to 10 days for the batch of mail to get past customs to reach Mexico City, where most of the major insurers are located. Then your policy is entered into their computer information processing system manually.
Online insurance policies are a far more effective process of promptly advising your insurer and dispensing policies to you fast by internet site, E-mail or by facsimile so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you cause an accident on a weekend or at night? Most insurance brokers work 5 days a week?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexican Insurance online certificate, which needs to be verified by each insurer, is important.
Mexican Insurance Online Review – Is Mexican Insurance Online A Better Deal?
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